Charlie joined GoldenSource in 2016. His work on price observability and risk-based calculations at various institutions provided the advantage that led industry analysts to rank the GoldenSource FRTB solution as market leader. As Head of IPV and Valuations at Lloyds Banking Group he matured the IPV reporting and governance framework and implemented price testing approaches for CVA, FVA, Collateral Aware Discounting and structured credit products. Charlie began his career implementing systems for commercial and investment banks. He delivered risk and model validation projects at Commerzbank before becoming Head of the Valuation Explain Team on the Lehman Brothers Administration.